You have not made a deposit for more than 60 days.You cease to be a member of the organisation.This insurance coverage will be terminated when: If you discontinue the savings contract, all accumulated premiums paid by your organisation on your behalf may be deducted from your Golden Harvest Savings Plan account.Īs soon as you sign the savings contract with the organisation and pay your first deposit, the insurance coverage becomes effective. Once you have reached your savings goal, you can cash in for a lump sum and start making your dreams a reality!Īll premiums will be paid to CUNA Caribbean Insurance Jamaica Limited by your organisation. The maximum savings goal insured is determined according to your needs and subject to the organisation’s contract limit. There is no minimum savings goal, and no minimum monthly deposit. In the event you pass away or become totally and permanently disabled, your organisation will pay the total savings on your Golden Harvest Savings Plan account, plus insurance benefits (which equals your savings goal) to you, the insured, or your beneficiary. The Golden Harvest Savings Plan is designed for your financial success and protection, and your monthly deposits guarantee the achievement of your savings goals. (Your financial advisor will guide you on this.) Answer one simple medical question to determine your eligibility for coverage.Contract with your Golden Harvest Savings Plan provider to make regular deposits of a set amount.Establish a savings goal and a time frame in which you would like to reach your goal.Once you’ve signed up, your long-term savings plan will begin with a decreasing term life insurance policy. You are eligible to enrol in the Golden Harvest Savings Plan once you are a member of a Credit Union, or any of our trusted Policyholders and are between the ages of 15 and 65.How Do You Enrol in The Golden Harvest Savings Plan? You or your loved ones will be able to receive your entire savings goals, in the event of your total and permanent disability or passing (natural or accidental), so your dreams can still become a reality.* The Golden Harvest Savings Plan is for all life’s goals. Well, whatever you’ve planned on achieving, you can-whether you’re here or not with the Golden Harvest Savings Plan. You want to save for your child’s education and wedding, a new car and home, travel, or maybe a comfortable retirement.
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